SMB FinanceOS
Get smarter about business finance in 5 minutes a week. Join 35k+ business owners and leaders learning financial statements and growing their business, for free.
HOW BUSINESSES TURN VALUE INTO CASH (AND REINVEST IT FOR THE HIGHEST RETURN)
HOW BUSINESSES TURN VALUE INTO CASH (AND REINVEST IT FOR THE HIGHEST RETURN) Watch on YouTube - Read on the website If you added $100 of new revenue tomorrow, could you clearly explain where that money would go? Not just “generally,” but step by step. Who touches it. What claims it. When it actually becomes cash. Most business owners can’t. And that gap is where confusion, stress, and bad capital decisions are born. Businesses talk constantly about revenue and profit, but very few truly...
YOU'RE NOT BROKE, YOUR CASH IS JUST STUCK (CASH CONVERSION CYCLE EXPLAINED)
Today we just have an article, which is one of the concepts in our workshop 5 Days to Financial Clarity, which starts Monday. I have not talked about this much, but if you pay for a workshop, you get free access to future versions of that workshop. All past students got access to this new one for free! If you run a business and would like to find ways to increase profits and take more cash home, we guarantee an ROI or your money back. Hope to see you inside! JOIN THE WORKSHOP YOU'RE NOT...
YOU DON'T NEED MORE METRICS, YOU NEED THE RIGHT ONES
This week’s issue includes: A process for picking the right KPIs for your business (with an approach you’ve probably never seen). A reflection on winning and losing in business and how to stay the course when losing. Considering the impacts of Trump’s announcement he’s planning to limit institutional investment in single-family homes And don’t forget, our next 5 Days to Financial Clarity Cohort is coming up soon. If you’ve been meaning to tighten up your financial systems and build a rhythm...
WHY YOUR PROFITABLE BUSINESS FEELS BROKE
Happy New Year! I hope everyone had a great Christmas. 2 weeks ago I mentioned, we're running my cohort again Jan 19-23. If you’ve ever looked at your financials and thought: “We’re profitable… so why does cash feel tight?” “Where did the money actually go?” “I know I should understand this better, but I don’t even know where to start.” That confusion is exactly why I built Five Days to Financial Clarity. It’s a short, focused cohort where we break down: How money actually moves through your...
TAX WRITE-OFFS ARE NOT FREE MONEY (STOP FALLING FOR IT)
Hope everyone is having a good week and ready for the upcoming holidays. This time of year is a unique one, which means that these next two weeks fall on holidays. Because of that, we won't have regular issue next week, as it'll fall on Christmas Day. I want to wish you a Merry Christmas in advance and hope you all stay safe in your travels! On January 1st I'll have a lighter issue, where I talk more in-depth about my upcoming cohort 5 Days to Financial Clarity, so be looking for that. That...
THE ANTI-PLAN: ACHIEVE MORE BY DOING LESS IN 2026
THE ANTI-PLAN: ACHIEVE MORE BY DOING LESS IN 2026 Last week, we talked about the seven founder delusions that quietly sabotage annual planning... those mental traps that make plans look great on paper but impossible to execute. This week, we’re zooming in on the operational trap behind almost every failed plan: complexity. Most business owners walk into planning season with one instinct: add more. More goals. More initiatives. More systems. More projects. And every year, the plan gets...
THE 7 LIES YOU TELL YOURSELF WHILE PLANNING NEXT YEAR
We’re going to be testing out a few formats for this newsletter over the next few weeks. I want to be able to use this space to share more things going forward, so instead of sharing the whole article here, I’ll start to share only snippets and link to the full article on the website. I’ll also be testing out some different sections and mini-essays/thoughts about things I just want to talk about. Once we get into January, we may retain some of this new structure, but I have a whole series on...
GRATITUDE WILL MAKE YOU RICHER (HERE'S HOW)
Last week I opened enrollment for 5 Days to Financial Clarity—the live workshop designed to help owners unlock hidden profit and cash inside their business. Over 50 business owners have already gone through my earlier cohorts. Here’s what they found: One owner spotted a $180K cash-flow gap they fixed within 30 days. Another realized their “profitable” service line was losing 8 points of margin. Several walked away with a 90-day plan that more than paid for the workshop before month-end....
THE ONE-PAGE TOOL EVERY SMB SHOULD BE USING (BUT ALMOST NONE DO)
Before we jump in today, I have an exciting announcement! Most owners don’t need to become financial experts. They just need to know where money is leaking, where margin is hiding, and why cash never seems to match the P&L. And after running over 50 business owners through my previous cohort, I rebuilt the entire thing into a faster, clearer, more actionable 5-day workshop. This new format is designed for one thing: unlocking hidden profit and cash inside your existing business. It’s not an...
THE GROWTH CYCLE: HOW TO SCALE WITHOUT BREAKING YOUR BUSINESS
The Growth Cycle: How to Scale Without Breaking Your Business Last week, we talked about the Operating Cycle and **how rhythm and discipline turn plans into predictable performance. When that rhythm becomes culture, execution becomes effortless. This week, we close out the series by looking at what comes next: the Growth Cycle. When you start with Planning, you gain clarity. When you move into Operating, you build rhythm. And when you reach Growth, you create momentum. Everyone loves growth....
Get smarter about business finance in 5 minutes a week. Join 35k+ business owners and leaders learning financial statements and growing their business, for free.