SMB FinanceOS
Get smarter about business finance in 5 minutes a week. Join 35k+ business owners and leaders learning financial statements and growing their business, for free.
YOUR BUSINESS ISN'T BROKE; YOUR CASH SYSTEM IS
Your Business Isn’t Broke. Your Cash System Is. I’m going to say something that will annoy some of you. If you’re constantly stressed about cash, it’s probably not because you need more sales. It’s because you’ve tolerated sloppy cash systems for too long. When I do sales calls for my business, Bison CFO, I hear the same answers about how they’re going to improve their business over and over again: more sales, better margins, cut expenses. But then, as we dig in, I find the same trends. We’re...
THE 5-MINUTE FINANCIAL HABIT THAT CAN TRANSFORM YOUR BUSINESS
THE 5-MINUTE FINANCIAL HABIT THAT CAN TRANSFORM YOUR BUSINESS watch on YouTube | read on the website Warren Buffett has famously said that he only needs to make a handful of truly good decisions over long stretches of time to generate extraordinary results. He’s talked about making one great decision every few fives that meaningfully compounds. The financial version of that is this: you don’t need 100 financial tweaks to transform your business. You just need one hour and one decision per...
WHY IS EVERYONE SO CONFUSED?
Earlier this week, I went to a conference and had conversations with a lot of different business owners. As I had these conversations, I was consistently blown away by this one thing: so many business owners still feel like they're running their business blind. I've mentioned a stat before that over 50% of business owners feel uncomfortable with their financials. In these conversations, that number felt like it was much, much higher. When I explained how we at Bison CFO could help business...
WHY EVERYONE SHOULD BUILD AN EXIT-READY BUSINESS
A few years back, I heard a story from a business owner who told me what turned out to be a horror story. This owner had planned to hold his business forever, but then sudden health issues came up, and he found himself in a situation where he had to sell his business quickly. Because he hadn't been planning on selling, he'd been operating loosely. Personal expenses ran through the company.The books weren’t buttoned up.Processes lived in his head, not in SOPs. None of that mattered day to day....
HOW BUSINESSES TURN VALUE INTO CASH (AND REINVEST IT FOR THE HIGHEST RETURN)
HOW BUSINESSES TURN VALUE INTO CASH (AND REINVEST IT FOR THE HIGHEST RETURN) Watch on YouTube - Read on the website If you added $100 of new revenue tomorrow, could you clearly explain where that money would go? Not just “generally,” but step by step. Who touches it. What claims it. When it actually becomes cash. Most business owners can’t. And that gap is where confusion, stress, and bad capital decisions are born. Businesses talk constantly about revenue and profit, but very few truly...
YOU'RE NOT BROKE, YOUR CASH IS JUST STUCK (CASH CONVERSION CYCLE EXPLAINED)
Today we just have an article, which is one of the concepts in our workshop 5 Days to Financial Clarity, which starts Monday. I have not talked about this much, but if you pay for a workshop, you get free access to future versions of that workshop. All past students got access to this new one for free! If you run a business and would like to find ways to increase profits and take more cash home, we guarantee an ROI or your money back. Hope to see you inside! JOIN THE WORKSHOP YOU'RE NOT...
YOU DON'T NEED MORE METRICS, YOU NEED THE RIGHT ONES
This week’s issue includes: A process for picking the right KPIs for your business (with an approach you’ve probably never seen). A reflection on winning and losing in business and how to stay the course when losing. Considering the impacts of Trump’s announcement he’s planning to limit institutional investment in single-family homes And don’t forget, our next 5 Days to Financial Clarity Cohort is coming up soon. If you’ve been meaning to tighten up your financial systems and build a rhythm...
WHY YOUR PROFITABLE BUSINESS FEELS BROKE
Happy New Year! I hope everyone had a great Christmas. 2 weeks ago I mentioned, we're running my cohort again Jan 19-23. If you’ve ever looked at your financials and thought: “We’re profitable… so why does cash feel tight?” “Where did the money actually go?” “I know I should understand this better, but I don’t even know where to start.” That confusion is exactly why I built Five Days to Financial Clarity. It’s a short, focused cohort where we break down: How money actually moves through your...
TAX WRITE-OFFS ARE NOT FREE MONEY (STOP FALLING FOR IT)
Hope everyone is having a good week and ready for the upcoming holidays. This time of year is a unique one, which means that these next two weeks fall on holidays. Because of that, we won't have regular issue next week, as it'll fall on Christmas Day. I want to wish you a Merry Christmas in advance and hope you all stay safe in your travels! On January 1st I'll have a lighter issue, where I talk more in-depth about my upcoming cohort 5 Days to Financial Clarity, so be looking for that. That...
THE ANTI-PLAN: ACHIEVE MORE BY DOING LESS IN 2026
THE ANTI-PLAN: ACHIEVE MORE BY DOING LESS IN 2026 Last week, we talked about the seven founder delusions that quietly sabotage annual planning... those mental traps that make plans look great on paper but impossible to execute. This week, we’re zooming in on the operational trap behind almost every failed plan: complexity. Most business owners walk into planning season with one instinct: add more. More goals. More initiatives. More systems. More projects. And every year, the plan gets...
Get smarter about business finance in 5 minutes a week. Join 35k+ business owners and leaders learning financial statements and growing their business, for free.